Employers: Are you looking to add a low-cost 401(k) plan or simply reduce the expense of your current plan? Consider a Multiple Employer Plan (MEP) 401(k). This type of plan helps in several ways: A MEP will provide you and your employees with an effective retirement saving tool.This plan reduces costs as compared to a…

Today’s economic upheaval will cause many folks to be concerned about their retirement goals. In fact, a 2018 study shows only 38% of retirees are confident they will have enough income to meet basic expenses during retirement.* The COVID-19 economic havoc will only make that worse. Successful retirement planning starts with an income plan to cover…

We are extremely sensitive to the needs of our clients in regard to the developing Coronavirus situation. These are challenging times – with a constantly changing landscape. We are committed to providing uninterrupted service to our clients. We also acknowledge it is prudent to modify our practice in ways that may help protect everyone during…

A common misconception is that retirement planning is only necessary if you are one of the 1% – the wealthy.  In fact, it doesn’t matter what your income is.  If you have a paycheck, you should have a strategy.  Your strategy should involve protecting what you have as well as a focus on growth of…

The U.S. has enjoyed 10 years of a booming stock market and a growing economy. It’s too early to tell how 2020 will look, but there are some signs that it doesn’t look quite as promising. Between warnings of a possible economic pullback and a contentious presidential election year, investors may want to consider financial…