Do you ever feel trapped by your routines? I have clients that recently had this experience.  On the positive side, routine helps us accomplish essential activities such as going to work, getting the kids to school, or catching up on the news. We do this without much thought. On the flip side, the habitual nature of…

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Many of the financial methods used by governments during the COVID crisis are based on something called “Modern Monetary Theory.” This theory, “is neither modern, monetary or a theory, ” says British economist Mervyn King. And in my most eloquent British accent, I agree saying, “Brilliant!” “There are no magic money trees and no new…

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