If you are like many small business owners, you are concerned about saving enough for retirement. You may have had to use your business profits or money set aside for retirement to investment into your business. Your business, then, has become your retirement plan. As a result, 40% of owners are not confident they will…

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Welcome 2022! The new years brings us into a transition phase as we begin to come out of the pandemic. There are some challenges but also some opportunities. Our lives and the economy having been drastically impacted by the virus over the past 2 years. Many of the changes we made to adapt to living…

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Naming Beneficiaries is Just the Start “It is a mess – I am still finding things that she never told me about,” lamented the 78-year old nephew who was the executor of his aunt’s estate.  The aunt left him and his cousin as beneficiaries, as she had no children of her own.  But she never…

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Do you ever feel trapped by your routines? I have clients that recently had this experience.  On the positive side, routine helps us accomplish essential activities such as going to work, getting the kids to school, or catching up on the news. We do this without much thought. On the flip side, the habitual nature of…

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One of the coolest cars I’ve seen that still sits in the Guinness Book of Records is the  Duke University student built car called Maxwell. This 44 pound, three-wheeled car is short, aerodynamic and runs using a hydrogen fuel cell. It gets the equivalent of 14,573 miles per gallon. This is not the car for a…

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The new year has given the news outlets plenty to write about! There is continuing political conflict of the impeachment hearings, Covid-19-20-and-now 21 that drags on, and stock market financial highs! It doesn’t give a clear signal as to which way the market is headed. Interest Rates Let’s consider interest rates. We hear a lot…

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