Welcome 2022! The new years brings us into a transition phase as we begin to come out of the pandemic. There are some challenges but also some opportunities. Our lives and the economy having been drastically impacted by the virus over the past 2 years. Many of the changes we made to adapt to living…

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The new year has given the news outlets plenty to write about! There is continuing political conflict of the impeachment hearings, Covid-19-20-and-now 21 that drags on, and stock market financial highs! It doesn’t give a clear signal as to which way the market is headed. Interest Rates Let’s consider interest rates. We hear a lot…

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